Articles

This is installment 3 of 7 Steps to Accumulate Wealth. To accumulate wealth, one must be alive for a long period of time. Aside from genetic predisposition most of our current diseases such as heart disease from elevated cholesterol and triglycerides; dysfunction from high blood pressure (hypertension) and diabetes (high blood sugar) can be avoided by our lifestyle choices, especially nutrition.

As a wellness doctor, I always talk to my patients about the importance of exercise. More often than not, I am met with the same response of "But Doc, I don't have the time to exercise."

This excuse has been used so many times that it is akin to "the dog ate my homework." There is always time. It might not be 30 or 60 minutes in a row, but I am positive a person can find at least 5 to 10 minutes somewhere in the day.

This is the sixth of the seven steps to accumulate wealth. Health insurance is becoming more elusive with each passing year. You are lucky if your employer offers health insurance. You are even luckier if your employer pays toward your health insurance.

Enjoy it while you can, because I feel the future is bleak for Americans to continue to afford health insurance. Have you noticed that your monthly premium increases each and every year and your co-pays continue to rise or that you now have a co-pay as well as coinsurance?

This is the fifth of seven installments to accumulate wealth.

This is the final installment of ''7 Easy Steps to Accumulating Wealth.''

To summarize the previous steps, we've learned about the importance of creating a budget to understand where your money is being spent; saving money on your car maintenance; how to grocery shop wisely; the management of credit cards and their proper use; understanding health insurance and how to prepare for its future decline; and understanding your household overhead (the cost to run and operate your lifestyle).

This article is installment 1 of 7 easy steps to accumulating wealth.

We are told time and time again as Americans we spend more money. Everyone complains that only if they had more money, their problems would go away. We all know that is not true. It might solve some problems but not all our problems. How many times have we heard those who won the lottery are poor within a couple of years? We think to ourselves, ''that would never happen to us''.